Track expenses every day, without giving up
Most people start tracking spending and stop within days. Not from laziness: writing it down takes more effort than it should. Here is how to make it effortless.
1. Note it now, not tonight
By evening you no longer remember what that coffee cost. Noting it as you pay takes five seconds when one line like "coffee 65" is enough.
2. Stop picking categories
Choosing a category every time is what makes people quit. Let the app sort it and fix only what is wrong.
3. Let slips do the work
If you pay by bank transfer, the slip is already a record. An app that reads slips saves typing the amount again.
4. Keep bills apart from spending
Electricity, internet and instalments need reminders; lunch is money already spent. Mixed together, the numbers stop making sense.
5. Look once a week
- Where did the big money go?
- What do you buy again and again without noticing?
- No need to check daily and stress about it
6. Let it be imperfect
Tracking 90% beats tracking 100% for three days and quitting. Missed a day? Skip it.
Where Dump helps
Dump is built so points 1 to 4 happen by themselves: one line in plain language, sorted for you, bills kept apart from spending, transfer slips read for you, and daily and monthly totals.